The font really does make all the difference. I use Tahoma for almost everything.

This is Gemini's image. Same prompt. I think ChatGPT (above) wins today.

What I don’t understand is why our government can’t be bothered to go after the scammers. The scale at what they do (hundreds or thousands of offenses) would merit a tremendous smack down, such as life in prison.  Make a few examples and get other countries to crack down and this might stop, or at least slow down.

Yep. Oh, I've written before how scammers hacked into my web server and were using it to launch DOS attacks on the Pentagon. It's a thing.