Is there a way to use combo boxes to select the various reports being generated in the report by Payee and or Category, and or Class. --- YES

WOW cant tell how much you are into VBA, but look at select case with SQL.  Access Developer 2.
Richard has several tech help with select case.  One I recall was a report sorted by fields and parameters.  This might point you in the right direction to reduce some of the buttons that do the same function. Just off the top a few combo boxes to reduce the selections or radio buttons.  
Other  recomend the SQL seminar to get you into the VBA you will need to sort through this.  Or you can goto the developer section and pay someone to do it for you.  

last but most inportant BACK UP YOUR FILES.....  :)

Still working in the expert 21 lessons range. Not yet into real VBA.  But will look your suggestion.  Thank you.

Juan can you be a little more specific on the Video training module and Tech Help video to watch.

William, I would suggest looking at any of the following:

The extended cut for Search Form 2.0
Access Developer 26
Access Search Seminar
Access SQL Seminar Part 1

I show you how to build a form to search records by altering the SQL statement using VBA. This way you can cut down on the number of different queries you have and code it all into statements. Much easier. You just have to learn a little SQL and a little VBA.