Hi Judith
Have you tried opening the picture in Paint, Click Select All (Ctrl+A) then Copy (Ctrl+C) then move back to Access and Paste (Ctrl+P) into the form and this will paste an OLEUnbound object into your form, showing the picture you want.

If memory serves maybe from the Imaging Seminar (Well worth getting if you use a lot of images) it is Access that has a problem showing JPGs in the OLE, if you try a Bitmap (BMP) the full image will show. It won't display all images types and just shows an icon instead.

Al